Citibank Online Credit Card Campaign – Get RM250 Cashback (6th May – 15th July 2013)
Drawbacks : Only valid to the first 800 approved cardholders,  Must apply via SMS or via online. 

Promotion : First 800 newly approved cardholders will get one time cashback of RM250 cash back from Citibank
Promotion Period : 6th May to 15th July 2013
Eligibility : Potential cardholders must apply via Citibank Online or via SMS
Cashback Type : One-Time cashback
Cashback Amount : RM250
Eligible Cards : Citibank Platinum Credit Card, Citibank Clear Credit Card, AirAsia-Citibank Credit Card, Citibank Rewards Platinum Card
How to Apply Via Online : 
1. Apply via Citibank Online at www.citibank.com.my
2. Fill out and/or complete an electronic online Citibank credit card application form and submitting it via Citibank Online on the Website
3. Subsequently completing and submitting a physical credit card application form (together with all supporting documents) to Citibank by mail or facsimile before the deadline.
How to Apply via SMS :
1. Send a short messaging service text (SMS) to Citibank’s 36700 SMS channel to express interest in applying for a Citibank Credit Card; and
2. Subsequently completing and submitting a physical application form (together with all supporting documents) to Citibank by mail or facsimile before the deadline set out in Clause 8 below.
3. For the avoidance of doubt, tel-co charges may apply for sending the SMS.
Terms and Conditions :
1. This Citibank Berhad “Citibank Online Credit Card Campaign” will run from 6 May 2013 to 30 June 2013. All applications must be made within the Campaign Period.
2. The Campaign is open to any New-to-bank applicant who, during the Campaign Period, applies for any one or more of the following principal Citibank Credit Cards via “Citibank Online” or via “SMS”:
a) Citibank Platinum Credit Card;
b) Citibank Clear Credit Card;
c) AirAsia-Citibank Credit Card;
d) Citibank Rewards Platinum Card
3. The physical credit card application forms together with all supporting documents must be physically received by Citibank no later than 30 June 2013. An applicant may verify and confirm the relevant card approval status by contacting CitiPhone at the following telephone numbers: 03-2383 0000 (Kuala Lumpur), 04-296 000 (Penang), 07-268 0000 (Johor Bahru), 09-509 0000 (Kuantan), 06-852 0000 (Melaka) or 1800-82-1010 (Sabah & Sarawak).
4. Upon successful credit card approval with minimum spend of RM500 within 60 days from card approval date. This Campaign is applicable to new to Citibank credit cardmembers only.

For full list of terms & conditions, click here.

Fancy some cashback, anyone? Citibank’s latest offer will give you RM250 cashback upon your card approval! However, we’ve realized that this promotion contains three major drawbacks that you need to watch out for. First, a minimum spend of RM500 is required in order to get the RM250 cashback. The upside to this is that card holders are given two months to make their minimum purchase, which should be all right – after all, monthly groceries and petrol consumption sometime adds up to more than RM250 a month. The second drawback is the application process, whereby you can’t just walk into a Citibank branch to apply for a card. To qualify for this cashback, you must first submit your interest via the Citibank online page (here) or via SMS and only then proceed to the nearest branch to pass all the relevant documents (we are unfortunately unclear on how you should go about after the online procedure – should you wait for them to call or simply march up to the branch?)

The third and last drawback that we noticed is that this promotion is only valid for these cards only : Citibank Platinum Credit Card, Citibank Clear Credit Card, AirAsia-Citibank Credit Card, Citibank Rewards Platinum Card.

The card list above are not the cards you’re looking for? Don’t be disheartened, there are other cards in sea of cashback offers! Head on to our Best Cashback Credit Card Guide for more information.

Public Bank – RM388 Cash Back for Online Credit Card Application (ends 31August 2013)
Drawbacks: For new customers to apply online; one off cashback payment; RM150 clean cashback only, remaining RM238 needs balance transfer of over RM5,000 onto card.

Promotion Details:
1. Apply online for a Principal card and spend RM1,000 and above within the first 2-months from the card approval date to get RM150 cash back.

2. One-time approved Balance Transfer or Flexipay plan of RM5,000 and above in a single transaction within the first 2-months from the card approval date; Balance Transfer or Flexipay plan must be for a 24-month tenure based on the current interest rates. Then, you may qualify to obtain the RM238 cashback.

Paid Out: 4-8 weeks after the end of each subsequent month.

Cashback: 2 different cashback promotions running right now
RM150 one time + RM238 for balance transfer = RM388

Public bank is having the RM388 Cash Back Promotion still. This is only for the new customers who apply PB credit cards via online. How do you get the Cashback? Well, you just need to spend a minimum of RM1000 on retail purchases for the first 2-months upon card approval to qualify for the cashback. But the amount of cash back you will be getting is only RM150 for the retail purchases. Even if you purchase RM3000 in the first 2-months, you will still get the maximum of RM150 cashback only.

However, to get the RM388 cash back is through a Balance Transfer or Flexipay of RM5000 or above in a single transaction within the first 2-months from the card approval date. Then, you will be eligible to obtain a cash back of RM238 which in total with the retail purchases cash back of RM150 amounting to the total of RM388. While Balance Transfers can certainly be handy if the rates are low (or 0%), the PB TnCs specify that you have to balance transfer a minimum of RM5,000 for 24 months tenure based on the current interest rates. If it looks like you’re paying more than the cash back, just forget it.

So, if you spend only on retail purchases, then RM150 is only the cash back that you will get. For more info on this click here. 

To know more about cash back credit cards (and to find out what’s the best cash back credit card in the market), head on to our “Best Cashback Credit Cards in Malaysia” guide!

Citibank FlexiHome Loan – Enjoy up to RM10,000 Cash Back and Free Legal Fees (until 28th June 2013)
Drawbacks: High loan amount needed in order to get RM10,000 cash back, for completed residential properties only

Promotion Details: Get Citibank FlexiHome Loan and enjoy up to RM10,000 Cash Back and Free Legal Fees
Promotion Period: 1st April – 28th June 2013
Interest Rate: (BLR -2.35%) 4.25% p.a.
Minimum loan amount: RM400,000.00
Cash Back:
Mortgage Customer: 0.5% of the total loan amount subject to a cap of RM10,000
Citigold Customer: 0.5% of the total loan amount subject to a cap of RM20,000

Terms and Conditions:
1.The cash back is calculated 0.5% of the total loan amount subject to a cap of RM10,000 (maximum cap of RM20,000 for Citigold).
2.Loan applications must be submitted from 1st April 2013 onwards and accepted within 7 working days from the date of the Supplemental Letter of Approval, or by 9th July 2013 (whichever earlier) and the first loan drawndown must be by 31st December 2013.
3.Only applicable to new pruchases, sub-sales and refinancing of completed residential properties.
4.Minimum loan amount is RM400,000 for FlexiHome Loan partial zero cost packages only.
5.The loan approval is subject to the Bank’s credit review.
5.The rates on this loan may change according to changes in the Base Lending Rate (BLR).

For full terms and conditions, click here.

Are you planning to get a home loan or refinance your existing home loan? Citibank is offering a FlexiHome Loan promotion. You can get up to RM10,000 cash back and free legal fees if your new loan or increase in loan amount is accepted within 7 working days from date of the Supplemental Letter of Approval or by 9th July 2013 (whichever earlier) and the first loan drawndown must be by 31st December 2013.

The minimum loan amount required for this promotion is RM400,000.00, so if you apply for a RM400,000.00 loan, then you will get a cash back of RM2,000.00+legal fees. The cash back is subject to a cap of RM10,000.00, you must be wondering what is the minimum of loan amount needed in order to get the RM10,000.00 cash back. Ya….it’s RM2 million FlexiHome loan! (it’s a big amount for most of us). Anyway, although most of us can’t get the RM10,000.00 cash back, but at least you can get RM2,000.00+free legal fees for RM400,000.00 loan (better than nothing right?).

This promotion is only for new pruchases, sub-sales and refinancing of completed residential properties. So, if the property that you’re going to apply for loan is still under construction, this promotion is definitely not for you. If you are one of the Citigold client, the cash back is at the same rate: 0.5%, but the maximum cash back you can get is RM20,000.00. (with RM4 million FlexiHome loan)

To know more about property and mortgages, head on to our “Property & Mortgages” section!

OCBC Credit Card Promotion – Get up to RM80 rebate with a new credit card (until 30th June 2013)
Drawbacks: OCBC only allocates RM150,000 for the RM30 bill payment rebates.

Promotion Period:
RM50 rebates: 8th January – 31st December 2013.
RM30 rebates: 18th March – 30th June 2013.
Promotion Details: Swipe 3 times within 45 days of credit card approval date to get RM50 rebate, and Make 1 online bill payment before 30th June to get RM30 rebate.
Eligible Card: Any OCBC Credit Card.
Highlighted Terms and Conditions:
1. The online bill payment must be made via ocbc.com.my.
2. The rebate is given on first-come, first-served basis and subject to availability.
3. The RM50 rebate promotion is available until 31st December 2013.
4. The RM30 bill payment rebate is available until 30th June 2013.

For the RM50 Rebate Terms and Conditions, click here.
For the Online Banking Pay A Bill RM30 Rebate Terms and Conditions, click here.

OCBC Bank is now offering a promotion to all newly-approved OCBC credit cardholders. Basically, there are two types of cash rebates in this promotion, which are not so straightforward but we will explain how it works.

In order to get the rebate, you must first apply for a new OCBC credit card. Within 45 days, you’ll need to make three swipes to get the RM50 rebate. For the OCBC bill payment rebate, you must make an online payment before 30th June to get RM30 rebate. The online payment must be made via ocbc.com.my, and you must register for OCBC Online Banking before you make the first payment (for the OCBC online banking registration guide, click here).

What we don’t like about this promotion is the RM30 bill payment rebate is only available until 30th June 2013, and the OCBC Bank allocates a maximum of RM150,000 only to be given as rebates in this promotion. Upon exhaustion of this rebate fund, no rebate will be given even if you are qualified to get it. Regardless, the OCBC Titanium Credit Card is one that is amongst the best Casback Credit Cards out there, which can save you up to RM600 per year from daily expenses.  

To know more about cash-back credit cards (and to find out what’s the best cash-back credit card in the market), head on to our “Best Cashback Credit Cards in Malaysia” guide!

UOB Bank Debit MasterCard – Buy 1 Free 1 GSC Movie Tickets Promotion (Until 15th July 2013)
Drawbacks : Only available every Monday to Wednesday, Promotion ends 15th July 2013

Participating GSC Outlets :
Signature@The Gardens, Midvalley, Pavilion KL, 1 Utama, Tropicana City, Berjaya Times Square, Alamanda, Cheras Leisure Mall, Summit USJ, 101 Mall, Paradigm Mall, Setia City Mall, Central Square, Mentakab Star Mall, Gurney Plaza, Queensbay Mall, Sunway Carnival, Ipoh Parade, Terminal 1Shopping Centre, AEON Bandaraya Melaka, Dataran Pahlawan, Pelangi Leisure Mall, East Coast Mall, Berjaya Megamall, Suria Sabah, 1Borneo, Bintang Megamall, City One
Promotion Period : Until 15th July 2013
Promotion : Buy 1 Free 1 movie ticket at participating GSC outlets every Monday to Wednesday
Terms & Conditions :
1. Each Cardmember will only be entitled to a maximum of one (1) free ticket per transaction per day, regardless of the total number of tickets purchased.
2. The On-Ground Redemption is applicable to any movies and all ticket class (normal, 2D, 3D, Twin Seats, Premiere and Gold Class).
3. The On-Ground Redemption is only valid for tickets purchased at the Participating GSC Outlets’ Box Office counters and does not apply to GSC tickets purchased online via the Internet or mobile applications.
4. The On-Ground Redemption is applicable only for the purchase of movie tickets for movie screening on the same day when tickets are purchased.

It’s quite rare to see a movie promotion for debit cards, but here’s one that might be in for your liking! The UOB Bank Debit Mastercard is currently offering a buy 1 free 1 movie ticket promotion at participating GSC outlets. But not to worry, most of the GSC outlets are indeed in for the ride : Signature@The Gardens, Midvalley, Pavilion KL, 1 Utama, Tropicana City, Berjaya Times Square, Alamanda, Cheras Leisure Mall, Summit USJ, 101 Mall, Paradigm Mall, Setia City Mall, Central Square, Mentakab Star Mall, Gurney Plaza, Queensbay Mall, Sunway Carnival, Ipoh Parade, Terminal 1Shopping Centre, AEON Bandaraya Melaka, Dataran Pahlawan, Pelangi Leisure Mall, East Coast Mall, Berjaya Megamall, Suria Sabah, 1Borneo, Bintang Megamall, City One. For this promotion, UOB Debit cardholders who visit any of these participating GSC outlets every Monday to Wednesday and purchase movie tickets with their card will get an additional ticket for free!

On the downside, each card holder will only get to redeem one free ticket per day, regardless of the amount of tickets purchased for that particular day. This would be ideal for those who are constantly on movie dates or duo outings as you can just split the bill between two pals (50% discount), but not so for big groups. But hey, it’s still a free ticket, right?

We also don’t quite like the fact that this promotion is only available from Mondays to Wednesdays only (what, no weekends?!). On the bright side, card holders get to redeem a free ticket for any movie class, including twin seats and 3D movies!

MAS – Economy Hot Escape Promotion Review (until 24th May 2013)
Drawbacks: Limited seats; limited travel dates, only good for local and South East Asian destinations

Booking Period: 1st – 24th May 2013
Travel Period: 8th May – 30th Nov 2013
Terms and Conditions:
1.Advance Purchase: 2 Days
2.Minimum Stay: 3 Days
3.Maximum Stay: 1 Month
4.Price includes airfare, airport tax and fuel surharge.
5.Certain selected all-inclusive low fares does not include airport taxes as such charge is collected separately by the airport authorities at point of check-in.
6.Price listed is correct as of date of publication and may be subject to change due to fluctuations in exchange rate, airport tax, fuel surcharge, insurance and administrative fees.

For full terms and conditions, click here.

Are you ready for a Hot Escape? Here is another promotion from Malaysia Airlines. Do note that you can only get cheaper ticket prices if you book for round-trips and with a minimum stay of 3 days. Want to know about this promotion? Read our review below!

Example 1: Round trip from Kuala Lumpur to Bangkok

You can get the one-way ticket to Bangkok, or from Bangkok at the price of RM132.00 (before surcharges and taxes) in this promotion. In this promotion, the total cost for the return-flight ticket to Bangkok is RM406.00 (after surcharges and taxes).The regular price for the return-flight ticket is RM702.00 (after surcharges and taxes). So, you can save up to RM296.00. If compared to previous AirAsia promotion, they have offered this flight at the price of RM201.00.

Example 2: Round trip from Kuala Lumpur to Ho Chi Minh City

Taking another example, if you plan for a trip to Ho Chi Minh City, you can get a one-way ticket at the price of RM141.00. The price for the return-flight ticket to Ho Chi Minh City you can get in this promotion is RM408.00, which when compared to the regular price of RM666.00, you can save up to RM258.00. If compared to previous AirAsia promotions, the have offered this flight at the price of RM207.00.

Example 3: Round trip from Kuala Lumpur to Jakarta

A one-way ticket to Jakarta and it’s return ticket usually costs you RM23.00 (before surcharges and taxes). But this promotion enables you to get your ticket for as low as RM5.00 (before surcharges and taxes). Your return-flight ticket to Jakarta could be as low as RM397.00 (after taxes and surcharges) and when compared to the regular price of RM666.00 (after taxes and surcharges) you can save up to RM269.00. Compared to previous AirAsia promotions, they have actually offered RM126.00 for the return-flight ticket to Jakarta.

Example 4: Round trip from Kuala Lumpur to Miri

A one-way ticket from Kuala Lumpur to Miri or from Miri to Kuala Lumpur that would normally cost you RM159.00 (before surcharges and taxes) can now be found for RM72.00 (before surcharges and taxes) in this promotion. The total return-flight ticket could be as low as RM300.00 (after surcharges and taxes) which when compared to the regular price of RM474.00 (after surcharges and taxes) saves you RM174.00.

Why not use the Flight Comparison tool we have on the site and see if AirAsia comes out cheapest for the dates you want to fly? Fares can fluctuate by a huge margin on a daily basis and with proper planning (such as avoiding peak periods), you could end up saving hundreds of ringgit with minimal effort on your part!

AIG Malaysia Insurance – Cheapest Domestic Travel Insurance
Drawbacks : No annual plan, might be an extra RM10 charge for stamp duty

Product Name : AIG Travel Insurance
Type of Merchant : Insurance Company
Coverage Area : Domestic (Within Malaysia)
Premium :
1 – 5 days = RM11
6 – 10 days = RM13
11 – 20 days = RM19
21 – 31 days = RM25
Benefits :
Personal Accident Death – RM30,000
Travel Cancellation – RM1,000
Travel Delay – RM300
Baggage Delay – RM400
Damage of Personal Effect / Baggage – RM1,000
T & C :
This Policy will not cover any loss, injury, damage, or legal liability arising directly or indirectly from travel to or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan and Syria

Sure, purchasing the insurance via the AirAsia (or other airlines) website is so much more easier. What’s more, just a click and you can immediately get yourself insured on your travel. However, we actually found a cheaper way for you get a domestic travel insurance. AIG Insurance Travel Insurance actually gives you a cheaper premium when compared to AirAsia – provided that you don’t travel more than 20 days. Let’s compare :

AirAsia – RM18 per return domestic flight
AIG – RM11 for a maximum of 5 days, RM13 for a maximum of 10 days, RM19 for a maximum of 20 days, and RM25 for a maximum of 31 days. However, there might be a RM10 stamp duty (We tried to confirm this information but to no avail). So if you are travelling less than 20 days, get AIG instead.

AXA Affin General Insurance Smart Traveller Classic Plan – Top Return Trip Plan for Asia Pacific Region
Drawbacks : VIP Plan is way more costly than Classic Plan

Product Name : AXA Affin Smart Traveller Plan
Type of Merchant : Insurance Company
Coverage Area : Asia Pacific
Countries Included in Coverage : Australia, Brunei, Cambodia, China (excluding Mongolia, Nepal & Tibet), Hong Kong, Macau, India, Indonesia, Japan, South Korea, Laos, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka,Taiwan, Thailand, Vietnam and within Malaysia.
Benefits : Two Type of Plans – Classic and VIP Plan. Click Here for the table of benefits.
Premium (for Classic):
1 – 5 days = RM17
6 – 10 days = RM26
11 – 18 days = RM36
19 – 31 days = RM43
Premium (for VIP) :
1 – 5 days = RM35
6 – 10 days = RM52
11 – 18 days = RM78
19 – 31 days = RM98

If you travel to the Asia Pacific region occasionally (ie : less than 9 times a year – if you travel more than that, the annual plan will be cheaper! Check out the table below), then the AXA Affin General Insurance might be the travel protection plan for you. But hold on though, this travel insurance comes with two types of plans – the Classic and the VIP plan – and only the Classic plan comes on top as the cheapest return trip travel insurance plan.

What is the difference between these two plans, you ask? Basically, the sum insured between these two plans are slightly different. For example, the person insured is eligible to get up to RM50,000 of medical benefit on the classic plan, while the VIP plan offers a higher amount of up to RM300,000.

AIG Malaysia Insurance – Top Plan for Annual travel Insurance Coverage
Drawbacks : Does not include domestic

Product Name : AIG Travel Insurance
Type of Merchant : Insurance Company
Coverage Area : Asia Pacific
Countries Included in Coverage : Australia, Brunei, Cambodia, China (excluding Mongolia & Tibet), Hong Kong, Macau, Maldives, India, Indonesia, Japan, Korea, Laos, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka,Taiwan, Thailand, Vietnam
Premium :
Annual Plan Basic – RM141 per year
Annual Plan Individual Standard – RM205
Annual Plan Deluxe – RM352
Benefits : Click Here
T & C :
This Policy will not cover any loss, injury, damage, or legal liability arising directly or indirectly from travel to or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan and Syria

If you travel frequently to the Asia Pacific region frequently (9 times or more per year), then it is definitely money saving to get an annual travel insurance coverage rather than purchasing a one time or periodical coverage (or not subscribe to any travel insurance – but that is entirely at your own risk!). Why? The cheapest return travel insurance for Asia Pacific is RM17 from AXA Affin. However, If you travel 9 times per year, and you purchase the same plan each time, the total cost of your insurance will be RM17 x 9 = RM153. Yep, AIG’s annual travel insurance plan is now actually cheaper at RM141 per year! Of course, don’t bother with this annual plan if you only travel around 7 to 8 times per year though.

AXA Affin General Insurance Smart Traveller Classic Plan – Top Return Trip Plan for the Worldwide Region
Drawbacks : VIP Plan is way more costly than Classic Plan

Product Name : AXA Affin Smart Traveller Plan
Type of Merchant : Insurance Company
Coverage Area : Worldwide
Countries Included in Coverage : Worldwide – except USA, Canada, Iran, Syria, Belarus, Burma/Myanmar, Cuba, Democratic Republic of Congo, North Korea, Somalia, Sudan, Zimbabwe
Benefits : Two Type of Plans – Classic and VIP Plan. Click Here for the table of benefits.
Premium (for Classic):
1 – 5 days = RM25
6 – 10 days = RM36
11 – 18 days = RM53
19 – 31 days = RM69
Premium (for VIP) :
1 – 5 days = RM50
6 – 10 days = RM74
11 – 18 days = RM112
19 – 31 days = RM140

If you travel to foreign countries such as Russia and other countries (Except the ones listed above) occasionally, then the AXA Affin General Insurance might be the travel protection plan for you. But hold on though, this travel insurance comes with two types of plans – the Classic and the VIP plan – and only the Classic plan comes on top as the cheapest return trip travel insurance plan.

What is the difference between these two plans, you ask? Basically, the sum insured between these two plans are slightly different. For example, the person insured is eligible to get up to RM50,000 of medical benefit on the classic plan, while the VIP plan offers a higher amount of up to RM300,000.

AIG Malaysia Insurance – Top Plan for Annual travel Insurance Coverage
Drawbacks : Does not include domestic destinations

Product Name : AIG Travel Insurance
Type of Merchant : Insurance Company
Coverage Area : Worldwide
Countries Included in Coverage : Worldwide including Bangladesh, Middle East, Mongolia, Nepal, Tibet
Premium :
Annual Plan Basic – RM255 per year
Annual Plan Individual Standard – RM371
Annual Plan Deluxe – RM638
Benefits : Click Here
T & C :
This Policy will not cover any loss, injury, damage, or legal liability arising directly or indirectly from travel to or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan and Syria

If you travel frequently to the Asia Pacific region frequently (10 times or more per year), then it is definitely money saving to get an annual travel insurance coverage rather than purchasing a one time or periodical coverage (or not subscribe to any travel insurance – but that is entirely at your own risk!).

Why? Basically, the cheapest return travel insurance for Asia Pacific is from AXA Affin at RM25. However, If you travel 10 times per year, and you purchase the same plan each time, the total cost of your insurance will be RM25 x 10 = RM250. Yep, AIG’s annual travel insurance plan is now actually cheaper at RM255 per year! Of course, don’t bother with this annual plan if you only travel around 7 to 8 times per year though.

 RHB Credit Card RM150 Cash Back Promotion (ends 17th August 2013) – Apply for a New RHB Credit Card, receive RM150 Cash Back upon first swipe of minimum RM100
Drawbacks: Only for new-to-bank approved principal card holders only, applicants are entitled for once cash back only, even if they sign up for two credit cards.

Promotion End Date: 17th August 2013

Eligible Cards:

a) RHB Infinite Credit Card
b) RHB Platinum Credit Card
c) RHB Platinum-i Credit Card
d) RHB Gold Credit Card
e) RHB Gold-i Credit Card
f) RHB EVO Credit Card
g) RHB Travel Money Credit Card
h) TESCO-RHB Credit Card

 Maximum Cash Back : RM150 (one time only)

Paid Out : Within 6-10 weeks after the end of the Qualifying Period.

Eligibility :

1. Malaysian residents only.

2. RHB New-To-Bank Approved Credit Card application is successfully approved on or before 17 August 2013;

3. Principal cardmember within 45 days after the approval date (“Qualifying Period”) makes the first retail transaction with minimum RM100 using his/her successfully approved RHB Principal Credit Card, will receive RM150 Cash Back.

For full Terms and Conditions, click here.

RHB Cash Back Promotion is here again for a wide selection of their Credit Cards. Apply for one of the RHB Credit Cards listed above, swipe it with a minimum of RM100 for the first swipe transaction within 45 days card approval and earn up to RM150 in cash back!

Do note that this promotion pertains towards Principal Card Members only, and not Supplementary Card Members. Also, be aware that if you choose to apply for two credit cards for whatever reason, you’ll only be eligible for one cash back to whichever RHB credit card that meets the minimum swipe requirement first.

Example 1:
Mr A applies EVO and Platinum Credit Card and received card on 1 June 2013
He spent RM 68 on Platinum Card on 15 June 2013
He spent RM 200 on EVO Card on 20 June 2013
Mr. A will get RM 150 Cash Back for EVO card as his EVO Credit Card met RM100 on his first
spend first.

Example 2:
Mr B applies Infinite and Platinum Credit Card and received card on 1 June 2013
He spent RM 600 on Platinum card on 10 June 2013
He spent RM 1,200 on Infinite card on 15 June 2013
Mr B will get RM150 Cash Back for Platinum Credit Card as his Platinum Card achieves RM100
first spend first.

The big drawback for this promotion is that the cashback is only for new-to-bank approved principal card holders only. Just so you know, the cashback will be charged back to you if card is cancelled within 6 months from card approval in case you want to apply for the sake of the cashback. Please refer below for the annual fee before applying for one.

To know more about cash back credit cards (and to find out what’s the best cashback credit card in the market), head on to our “Best Cashback Credit Cards in Malaysia” guide!

AirAsia – You’re Fired Promotion Review (ends 2nd June 2013)
Drawbacks: Limited seats; limited travel dates; only good for domestic and South East Asian destinations.

Booking Period: 20th May – 2nd June 2013
Travel Period: 1st June – 30th September 2013
Notes:
1. Advanced booking required.
2. Fares are not available during embargo period.

AirAsia, budget airline extraordinaire, has released its latest promotion for the week.  The You’re Fired promotion offers cheap rates for tickets to domestic and Southeast Asian destinations, ranging in price from RM29.00 to RM199.00.  So if you’re a jet-setting type with contacts sprawled around the Southeast Asian region, book now for the cheapest fares!

Example 1: Round trip from Kuala Lumpur to Johor Bahru

Say, for instance, that you’re a KLite who wants to travel to Johor Bahru to visit an ailing aunt.  The promotional price to JB is RM29.00, which is quite easily attainable for the travel period, provided you don’t travel on 1st June 2013.  The regular price of this ticket is RM99.00, so if you get the promotional price, you end up saving RM70.00!  For the return ticket, the promotional price of RM29.00 is even more easily attainable; the lowest regular price is RM102.00, so you save a whopping RM76.00!  So, savvy money-savers, in summary your total return ticket could be as low as RM29.00 + RM29.00 = RM58.00!

Example 2: Round trip from Kuching to Kuala Lumpur

Here’s another example: you’re a mother who lives in Kuching and you want to visit your career-woman daughter working in Kuala Lumpur.  The promotional price to KL is RM89.00 and it’s quite attainable, though it starts on the 11th June and for around 2 weeks in August (including the Hari Raya period) is not attainable at the advertised price.  Considering the regular price of a ticket to KL is RM169.00, you can save a total of RM80.00 when you go!  For the return trip ticket, the regular price is RM166.00 and the promotional price is RM89.00 (also begins 11th June, but not attainable during the Hari Raya period); in sum, you can save RM77.00 on the return journey.  So, in summary, your total return ticket could be as low as RM89.00 + RM89.00 = RM178.00!

Example 3: Round trip from Kuala Lumpur to Krabi, Thailand

Okay, you’re stressed out and you want to avoid death from overwork.  So you plan a vacation to Krabi, Thailand.  The trip there from KL has a promotional price of RM49.00 and a regular price of RM216.00, so you can save RM167.00!  The best price for the return trip is RM60.00; taking into account the regular price of RM227.00, that’s potentially another RM167.00 saved.  However, bear in mind that the advertised rate is not as easily attainable, so book early and plan carefully to avoid disappointment!  In summary, subject to availability, your total return ticket could be RM49.00 + RM60.00 = RM109.00.

Example 4: Round trip from Langkawi to Singapore

You work as a manager in a Langkawi resort hotel and you need to go to Singapore to liaise with an important investor.  Your trip to the island city-state has a promotional price of RM89.00 (begins 11th June and is quite attainable) and a regular price of RM219.00, so you save RM130.00.  The best return ticket price we found is RM110.00 and is not as attainable, though you could end up saving RM131.00 (regular price is RM241.00).  In summary, your total return ticket could be RM89.00 + RM110.00 = RM199.00.

Fares can fluctuate by a huge margin on a daily basis and with proper planning (such as avoiding peak periods), you could end up saving hundreds of ringgit with minimal effort on your part! Why not use the Flight Comparison tool we have on the site and see if AirAsia comes out cheapest for the dates you want to fly?

Burger King – Get BBQ Rodeo Chick & Crisp from 12 noon onwards for RM1.88++ each (20th – 22th May 2013)
Drawbacks: promotion is available for three days only and from 12 noon onwards

Promotion: RM1.88++ for one BBQ Rodeo Chick & Crisp from 12 noon onwards
Promotion Dates: 20th – 22th May 2013
Participating outlets: Outlets in Penisular Malaysia only except Burger King Genting / Burger King KLIA
Terms and Conditions:
1.Limited to one order per custome
2.While stocks last
3.Price is subject to 6% Government Tax

Looking for promotions this week?  Here is a promotion from Burger King that you may get excited! The Burger King is now offering RM1.88++ for one BBQ Rodeo Chick & Crisp. What we really like about this promotion is no printed vouchers needed or purchase with purchase.

So, all you need to do is go to the nearest outlet (except for Burger King Genting and Burger King KLIA ), queue, pay and you will get the burger. Mind you, the government tax of 6% is not included in RM1.88++ , thus the amount you need to pay after 6% government tax included is RM1.99. (still a good deal for one burger!)

The promotion is only available from 12 noon onwards and ends 22th May 2013 (Wednesday). Besides that, this promotion is limited to one order per customer, so you can’t get extra burger at this promotion price for your friends and family. The promotion is while stocks last basis, so if you keen to try this burger, go to the nearest Burger King outlets now. (you can find the nearest Burger King outlets, here)

Want more deals? Just head on to our Deals & Vouchers section!